Credit Risk Report - In depth

Report Types

BizCheck

This search will provide the key registration information of a company. It includes the Business name, registration number, registered address and date of change, company status, registered activities, shareholders details (i.e. date of commencement, residing address) capital amount and shares allocated to each shareholders.

BizCheck Plus

This search will provide the key registration information, litigation information (High and Subordinate Courts) and Winding Up Trace of a company. It includes the Business name, registration number, registered address and date of change, company status, registered activities, shareholders details (i.e. date of commencement, residing address) capital amount and shares allocated to each shareholders, litigation information.

Conflict of Interest Report

The Conflict-of-Interest Report thoroughly vets throught potential suppliers, while verifying their relationships with persons of interest to you. It will provide you with the common shareholders and directors among a list of companies and individuals.

Fraud Detection Report

This search will provide the key registration information, litigation information (High and Subordinate Courts) and Winding Up Trace of a company. It also includes the count of the current and previous business interest of the individual shareholders.

Enhanced BizCheck Plus

This search provides 1-year financial highlights including sales revenue, profit margin, shareholder’s fund, liquidity, return on investment, total debt-to-equity ratio and all the information available in the BizCheck Plus report.

SME Credit Bureau (Contributor) reports support the 3 ‘Cs’ of Lending and Trade Credit Grant
• Character
Business Registration data helps to confirm a Company’s legitimacy on an application for credit or other business purposes.
• Capacity
Previous enquiry information indicates potential exposure and a potential indicator of further capacity to incur debts.
-Credit history

• Payment Index Trends, Defaults, Winding Up and Litigation are detailed in the relevant reports.

Commercial Enquiry Report

The commercial Enquiry Report Contains the following information
Business Registration Information
• Capital Information
• Change of Company Name
• Officers Shareholders
• Share Interest in Companies
• Registered Charges
• Suits / Litigation
• Winding Up

Bureau Information
• Previous Enquiries
• Alternate Company Names
• Alternate Addresses
• Payment Default
• Payment Information Summary (available to contributors of Trade lines)

Index/Indicator
• Payment Index
• Industry Risk Indicator

Appendix
• Payment Information Details (available to contributors of Trade lines)

Enhanced Commercial Enquiry Report

This search will provide the New Credit Risk Index and all information found in the Basic Commercial Enquiry Report.

Payment Assessment Report

This search will provide the key registration information, litigation information (High and Subordinate Courts) and Winding Up Trace of a company, which includes the Business name, registration number, registered address and date of change, company status, registered activities, shareholders details (i.e. date of commencement, residing address) capital amount and shares allocated to each shareholders, litigation information. This search will also provide the company payment analysis which includes payment rating, industry benchmarking, trade summary and quarterly comparison.

Financial Online

This search provides the Full Audited Financial Statement of a Company.

XBRL Financial

This search provides the Full Audited Financial Statement of a Company, without company stamp and signature.

Brief Financial Extraction

This search provides the brief summary of the profit and loss and financial ratios of a company (as available).

Comprehensive Report

Comprehensive report provides the accurate information for High-risk business transactions.
Reports includes: –
• Company Registration Details and Registered Charges
• Ownership/ Management Background
• New Credit Risk Index
• Payment Information
• Business and Trading Operations
• Financial Statements
• Various Narrative Analyses and Ratings on the Subject Company
• Related Companies
• Bankers
• Litigation Information
• Key Ratios including Financial Ratio Analysis
• Cash Flow Analysis (Optional)

Historical Comprehensive Report (Singapore)

Historical Comprehensive Report (Malaysia)

Information as per available in D&B’s database.

Customised reports and corporate information for every business need

Access essential business information for an enhanced level of transparency and clarity to aid your risk management process. Comprehensive information on both corporate and consumer entities serves to provide you with the necessary big picture for evaluation. Varying depths of business credit reports ensure that you only retrieve what you need, when you need.

Why SCCB?

Making actionable data easily accessible, the SCCB portal ensures that you make only the best decision with all the information you need. Our intuitive (even for ‘non-finance’ trained individuals) and indicative scores support your business in converting risks to opportunities.